cash flow

Cash flow management is understanding where your money comes from and where it goes.

Look at Gross Income before taxes and deductions (know how much the taxes really are)
— Federal
— State
Social Security, Medicare
Determine after-tax income

Gross Income less taxes = Net Income

Then look at:

Regular monthly living expenses Variable living expenses which are not monthly Investments
Food Property Taxes Mutual Funds
Clothing Auto Insurance Deferred Annuities
Transportation Vacation Allowance Stocks & Bonds
Medicine Estimated Taxes Real Estate
Housing Insurance Premiums Permanent Insurance
Utilities Car Registration Retirement Plan

Are you profitable?